IN general more available the money is more easily one can spend it.
Explanation:
There are certain things one must keep in mind when thinking about shopping in the modern scenario.
People tend to save more money in shopping when they are using cash than when they are using their debit card and worst till their credit card.
This is because they do not actually see the money go out of their hand so they are less reluctant to purchase and spend the money.
Same is the point with availability of ATMs around that whatever is nearby will sell more because of the presence.