You borrow $A at an interest rate of r% (per month) and pay it off over t months by making monthly payments of P = g(A, r, t) dollars. Suppose you plan to borrow $ 4000 with a monthly interest rate of 2 % for 12 months. In financial terms, what do the following statements tell you?

a. gA (8000, 2, 12) = 0.045
b. gr (8000, 2, 12) = 44.79