Colton is a small business owner, and recognizes that his business activities could potentially lead to claims against his assets. Which of the following types of investments will create creditor protection? 1. An annuity with his son, Jeff, named as beneficiary 2. A segregated fund invested in bonds with his daughter, Tanya, named as beneficiary 3. A guaranteed investment certificate with 5 years to maturity 4. Any amount that he gives to his wife, Nancy, to invest on his behalf O 1 and 2 O 1 and 3. O 2 and 3. O 2 and 4.