Answer :
They have a plan but hasn't moved forward with their goal. They know what they want in life but hasnt made an effort with their plan.
The given statement implies that everyone has various methods to make money, but most people do not envisage how to spend money wisely so as to achieve total financial freedom.
A financial plan is a well designed strategy in which a person desires to achieve financial freedom. It involves some methods and modes that has to be followed so as to be financially independent.
A financial goal refers to the management or appropriate utilization of money that guards against spendthrift nature. These may involve to investing, saving, and others.
Thus, the statement given in the question implies that everyone has a well designed blueprint of the processes and procedures to follow to make money and achieve financial freedom, but most people do not have a clear picture or a budget of how and on what exactly to spend the money.
Also, everyone desires to be wealthy but not everyone will be wealthy.
Reference: https://brainly.com/question/23350689