Why is it better to buy health insurance when you are younger?

A. Your deductible will be lower, which will ultimately save you money.
B. Buying younger will make sure that your out-of-pocket lifetime maximum will be lower.
C. Your employer won't offer it, and it's better to buy your own insurance than be uninsured.
D. You are likely to be healthier, so you can pay cheaper premiums or qualify for a cheaper plan.